SAVE YOUR CLIENT. SAVE YOUR MONEY.
We negotiate a payment plan your client can afford, no matter the size of the liability or extent of the issue with the IRS.
We have a successful track record of obtaining subordinations of federal tax lien. You retain priority over the IRS’s lien and protect your collateral.
You can continue to work with your valued client, secure in the knowledge that your interests are safe from the IRS.
There are a lot of representatives out there (local attorneys, local accountants, and tax resolution companies), but even those that are good at representing their clients before the IRS generally do not understand lenders’ priority concerns and/or do not regularly update the lender.
We resolve issues with the IRS (and/or state taxing authorities) specifically for businesses that work with banks, asset-based lenders, and factors.
A federal tax lien threatens your security and priority. We understand these issues and take them into consideration throughout the resolution process.
We have a unique transparency provision in our agreement with our clients so we can keep you updated weekly throughout the entire resolution process.
The earlier an issue is identified, the easier it is to resolve, the better the outcome, and the more likely we can preserve the funding relationship. There’s an easy three-step process for referring clients to Tax Guard:
Contact Tax Guard’s Resolution Team to review the situation in more detail.
Explain that if the situation is not resolved, the funding relationship could be in jeopardy – but that Tax Guard can resolve the issue and preserve the relationship.
Email your client introducing Tax Guard, including your client and the Tax Guard Resolution team.
Explore these free resources to increase your knowledge of IRS processes, updates, liens, levies and how Tax Guard can help!
The clock is ticking for taxpayers challenging ERC disallowances. Here’s what lenders & borrowers need to know about the deadline.
Learn how workforce reductions and modernization efforts are reshaping the tax resolution process.
IRS automation and staffing cuts are increasing risk for lenders. Learn why representation is essential in a rapidly evolving IRS.
Our associates do great work for our clients. Here are just a few of our success stories.
Removed $350,000 in penalties; no installment agreement needed
“Megan was persistent and did a great job handling the hearing. She was able to overcome the appeals officer’s objections and stayed on top of everything throughout the process”
– Client
Lien-deferred installment payment of $30,000; resolved through appeals
“I understood the lien was probably going to be filed, so when Debbie told me she secured a payment plan and deferred the lien, I couldn’t believe it. We can afford the monthly payments, continue our business operations, and win new projects.”
– Client
Installment payment of $4,100;
potentially saves $4.1 million
“It felt like no one at the IRS would work with us, but all we needed was an opportunity to get back into good shape, and Charmagne provided that for us, keeping the IRS from levying so we could get compliant. Then she negotiated an even lower monthly payment than we had before. My business wouldn’t be here without Tax Guard.”
– Client
If you have any questions regarding either the IRS in general or a specific situation, contact the Tax Guard Resolution Team at 303-953-6325 or resolutions@tax-guard.com.
Be proactive. Tax Guard’s reporting service is designed to be an early warning system. The earlier an issue is identified (preferably before the lien is filed), the easier it is to resolve, the better the outcome, and the more likely it is that we can preserve the funding relationship. Once a federal tax lien is filed, there is a limited window to complete the complex negotiations. While it is possible for Installment Agreement to be negotiated at that point, it is much easier – and the monthly payment tends to be less – when the negotiation process begins prior to the filing of a federal tax lien.
The 45-day rule is an exception to the general rule of priority (which is “first in time, first in right”). Once a federal tax lien is filed, the IRS moves into first position on any revolving assets – inventory and receivables – on the date the lender acquires actual knowledge of the lien, or 45 days from the date the lien is filed, whichever is earlier. The lender’s potential exposure is the total amount of the liability subject to the federal tax lien.
Download our white paper to learn more about the 45-Day Rule.
Yes
There’s no need to panic when a liability with the IRS, even a large one, is uncovered. There is a solution. If your client can become and remain current and compliant with its tax deposit requirements (and service its other debts), an Installment Agreement can be negotiated to address the delinquent liabilities – regardless of the size of the liability. The IRS cannot levy bank accounts or receivables while the Installment Agreement is in effect and in good standing. More importantly, the Installment Agreement is a prerequisite for a subordination of federal tax lien, which puts you back into the first secured position relative to the inventory and receivables, despite the existence of a federal tax lien. So long as your client has an Installment Agreement in place with the IRS and you have secured a subordination of federal tax lien, you have nothing to fear from the IRS.